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All CollectionsAbout STB Union
Our products for individual clients
Our products for individual clients
Eti avatar
Written by Eti
Updated over a week ago

STB Union offers a range of products for individual clients:

  • International money transfers

  • Money transfers among STB app users

  • Currency exchange at favorable rates 24/7

  • Multi-currency prepaid STB Visa card

  • Online transfers with funds credited to STB Visa card

  • Favorable conditions for STB Visa cardholders.

  • Financial expenditure and income analysis

  • STB Digital card

International money transfers

We offer financial services for money transfers to over 150 countries worldwide.

Transfers can be made both offline at our sales offices and online through the STB app.

STB Union provides the opportunity to send funds in the following formats:

  • Cash to Credit

  • Cash Pickup

  • Bank Transfer to Recipient's Account

The main advantages of money transfers with STB Union include low and favorable fees for our clients, a fast and convenient service without leaving your home.

Money transfers among STB app users

STB Union provides its customers with a convenient one-click money transfer service "Wallet to Wallet". The recipient's identification is based on their mobile phone number. All you need to do is select the contact, specify the amount you want to send, and click the "Confirm" button.

The advantages of this option include instant funds transfer with no commission.


Currency exchange at favorable rates 24/7

The STB app is a secure platform that offers the capability to store three major currencies:

  • US Dollar ($)

  • Euro (€)

  • Israeli Shekel (₪)

Within the STB app, you can perform various financial transactions, including currency exchange at the most favorable rates 24/7!

Benefits of this option:

  • Did the dollar fall? or rise? It doesn't matter!

When buying and selling currency through the STB app, the currency value is determined at the current moment. If you buy dollars at the current rate, even if the dollar's value increases tomorrow, your finances will retain the same equivalent value.

Let's take an example of an online store where payment is made in dollars:

Suppose I want to buy a new camera priced at $1000.

The current dollar rate is 1$ = 3.7368 ₪.

I can buy $1000 through the STB app and pay 3769₪.

If the next day the dollar's value increases, for example, to 1$ = 3.9544 ₪, even if I buy the camera the next day, I will pay the same amount I bought the currency for earlier, which is 3769₪.

Additionally, I will save by using the STB Visa card to make the purchase, as the payment will be in dollars, and there won't be a conversion at the current rate!

Savings and benefits are evident!

Multi-currency prepaid STB Visa card

The STB Union company, in collaboration with the global brand VISA, has launched its own STB Visa card!

Advantages of the STB Visa card:

3 currencies in one card!

When ordering the STB Visa card, you will have access to a digital wallet containing 3 currencies - shekels ₪, dollars $, and euros €. At any time, using the STB app, you can choose the currency for the payment.

Why is this convenient?

  1. Online shopping! When making purchases on online platforms such as Amazon, eBay, Booking, or booking tickets abroad, you can pay for your order directly in the debited currency without the need for extra conversion fees!

  2. International travel! The STB Visa card will save you hundreds of shekels during your next vacation! All expenses, including flights, accommodation, meals, excursions, and souvenirs, can be made in the local currency without the need for an additional currency exchange fee.


The STB application with the attached STB Visa card will take care of the financial aspect of your journey! Simply change the currency and embark on your vacation with a peaceful mind. Now, it's entirely up to you to choose the currency for transactions on your STB Visa card.

Online transfers with funds credited to STB Visa card

With STB Visa card, you can receive money sent from abroad without leaving your home. This option is available through the following operators:

  • RIA

  • Contact

  • Golden Crown

  • Quick Pay

  • UPT

  • Intel Express

  • as well as using VISA Direct.

Favorable conditions for STB Visa cardholders.

STB Union offers a reduced commission for international money transfers. Customers holding the STB Visa card receive an additional discount on the currency conversion fee when using the money transfer services abroad!

You can check the commission calculation in the STB application.

Financial expenditure and income analysis

At any moment, you can view the analysis of your expenses and income through the STB application.

What are the advantages?

  • Tracking and Control. You can monitor, control your finances, and view data at any time.

  • Categorization. Expenses are categorized, allowing you to know the expenditure amount for each category.

  • History. Reviewing history and visually analyzing trends.

  • Convenient Information Filtering. You can filter information by categories, currency, and more.

In the near future!

STB Digital card

A digital card in a single currency, issued completely free of charge. Currency options:

  • Israeli Shekel

  • Dollar

What are the advantages of STB Digital card?

  • Online purchases

For online shopping, there is no need for a physical card. For instance, you can use the STB Digital card in Shekels for purchases on Israeli websites and the Dollar card for shopping on sites worldwide. Enjoy the convenience without overloading your wallet and without the fear of losing a plastic card!

  • Enhanced Security

In the modern digital world, cases of credit card number theft due to online purchases have become more frequent. At any time, you can change the CVV (three digits on the back of the card), enhancing the security of your STB Digital card. This approach provides an additional level of protection, and even if someone gains access to your card number, using it without knowing the CVV becomes impossible.

Ordering and receiving the STB Digital card takes only a few minutes.

STB Union - Your Path to Financial Freedom!


Customer Service and Support Department of STB Union are always delighted to assist you! If you still have questions after reading the article, please contact us through one of the options provided below:

  1. Chat with us (the chat icon is located in the STB application (upper right corner) or on the website (lower right corner)).

  2. Message us on WhatsApp: +972 52-229-2080

  3. Contact us through the call center phone: +972-39-4444-07

  4. Reach out to us via email: support@stbunion.com

Call center and support service working hours:

  • Sunday - Thursday from 09:00 to 18:00

  • Friday from 09:00 to 14:00

  • Saturday - day off, please take note of this.

Thank you for choosing us!

STB Union Team.


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